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Can you be denied health insurance?

No insurer is obliged to issue you a health insurance policy. The premium, terms and conditions are also at his discretion.

But once you have a policy, you are entitled to life-long renewal. On age grounds, your insurer cannot deny you a renewal or because you made a claim in the previous policy years. Renewal can be denied on the basis of fraud, moral hazard or misrepresentation by the insured.